Structured Settlement

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Did you know you can sell all or a portion of your structured settlement payments for cash? Contact one of our representatives to learn how.

Sell Your Structured Settlement Payments for Cash

You may be asking yourself, what is an annuity? An annuity is a contract under which one party pays another party an agreed upon amount of money periodically over an agreed upon time period. For example, if you win a large sum of cash in the Ohio Lottery and choose annuity payments instead of a lump sum payment, the lottery commission could pay you over ten or possibly twenty years. Annuities are also used to fund structured settlements awarded in lawsuits. Structured settlements are an alternative to paying a plaintiff all of the proceeds from their settlement at once; instead an annuity is purchased to fund periodic payments over a specified period of time.

Unlike the lottery commission, which sets the annuity terms, proceeds from a lawsuit can be negotiated. You could receive a partial lump sum payment up front, with the balance being paid on a monthly or annual basis, or vice versa. Or you could have the entire amount included in the annuity extended over an agreed upon time. Structured settlement negotiations can be tricky and should be handled by financial advisors who are experienced in setting up this type of investment. Don't wait years to get your money. Access your lump sum now. Call J.G. Wentworth for your Free, No-Obligation Quote at 1-866-591-3199.

Selling Your Structured Settlement Payments

So why would you want to sell your structured settlement payments? There are a myriad of reasons. What if the settlement amount is not enough? Maybe when you originally agreed to the structured settlement, you didn't have children or they were young, and now your growing family needs more money than your structured settlement payments provide. Or perhaps long-term care or medical expenses are increasing and causing financial difficulties. In all of these cases, cash for your structured settlement payments is not a desire - it's a need. Whatever the reason for the financial shortage, you do have the option of selling your structured settlement payments and receiving the balance in a lump sum of cash. It is important to note that this is a legal procedure and that the sale will require a court hearing and judge's approval.

If you decide to sell your structured settlement payments, it could give you complete control over that money. Having access to YOUR money can allow you to make the best financial decisions possible for you and your family. If you would like to discuss your options or access your lump sum now, Call J.G. Wentworth for your Free, No-Obligation Quote at 1-866-591-3199.

Structured Settlement Companies Guide

Selling structured settlement payments is a way for individuals to receive a lump sum of cash now. However, before you begin negotiating with a structured settlement factoring company, it is important to have some understanding of the structured settlement transfer process. The guide below is intended as an introduction to the structured settlement sales process.

Structured Settlements and Court

Insurance companies may offer you different payment options when settling a claim or lawsuit. They will usually offer you either a smaller lump sum upfront, or they will offer you a larger sum that is paid over time through a structured settlement.

It may seem like it is a better idea to take the larger amount paid through a structured settlement. However, injuries can cost thousands of dollars up front and the periodic payments from a structured settlement may not cover these costs. Access your lump sum from your structured settlement payments now.

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